Approximately 1 in 8 people who drive do not have any car insurance. Does this surprise you? If so, it is likely because you always keep insurance on your vehicle. If it does not surprise you, it might be because you do not have any insurance. If you are currently driving without car insurance, you are taking some big risks. Here are some of the risks you take when you get behind the wheel as an uninsured driver.
You Could Get a Ticket
The first thing to know is that driving without auto insurance is illegal in most areas. The result of driving without insurance is that you could wind up with a ticket if you get caught. While you might think you will never get caught, you cannot be certain about this, as it could happen at any time. You might also want to know that tickets for driving without insurance can be costly.
You Could Lose Your License
There is also a chance that getting caught driving without insurance could cost you your driver's license. If you drive without insurance, you pose risks to everyone you encounter. As a result, states view this as a serious offense. If you have a clean driving record, you might not lose your license from one ticket. If you have a history of driving offenses, though, a ticket for driving without insurance could lead to a loss of your driving privileges. Getting your driver's license reinstated after losing it is costly and challenging. Therefore, it is better to avoid losing it in the first place.
You Could Get Sued
If you drive without insurance and cause an accident, the person you hit could sue you for damages. If this occurs, they could take every dime you have. They could also take other assets you own. Auto insurance is not there just to protect your vehicle. Instead, it also protects others if you cause an accident. You take on major financial risks by driving without auto insurance coverage, which is another reason you should never drive without the right coverage types.
Auto insurance is not overly expensive for most people, and it is not something to go without. If you do not have coverage, contact an insurance company for a quote. You might be surprised to learn that a plan might cost less than you think. Call a local insurance agent for more information.