The Importance Of Liability Insurance When You Own A Restaurant

Owning a restaurant comes with inherent risks that you might not even consider. A wet floor that causes a customer to fall and get injured can be enough to ruin your business if you are sued because you don't have liability insurance. As part of your license to have a business in your state or municipality, you may have commercial insurance coverage regulations that you must follow in order to open for business. [Read More]

Tips For Dealing With High Workers Compensation Premiums And 3 Ways To Reduce Costs

Workers compensation insurance is a type of insurance that all employers are legally required to carry. This type of insurance protects an employee if he or she is injured while on the clock at work. If an injury occurs at work, a claim is filed and the insurance company will cover the cost of the employee's medical treatment and cover any lost wages. Workers compensation insurance is great for protecting employees, but premiums can also be quite high. [Read More]

How And Why To Exclude A Driver On Your Auto Insurance Policy

To save money on your auto insurance, you might have a combined policy for your coverage with everyone that lives in your household, and this may include your spouse, a teen or adult child, a different relative, or even a roommate. There might be someone in your household, though, that is a person who is not someone you would want driving your car or even on your policy. If this is the case, you might want to exclude this person from coverage on your policy. [Read More]

Questions To Ask Yourself Before Buying Car Insurance

Getting car insurance is an investment in your vehicle, and it's also an investment in your overall financial health. If something happens to your car, you need to know that your basic needs for transportation will be met while it is being fixed or that it can be adequately replaced if it's totaled. Beyond that, car insurance has further complexities. Consider asking yourself these questions before committing to a car insurance plan. [Read More]