Having Second Thoughts About Reconstruction After a House Fire? Here's What to Do

Posted on 7 March 2017

House fires can be devastating. Often, structural fires result in a complete loss of a home. Sometimes, however, homes are rebuilt after a fire, much to the surprise of the homeowner who likely imagined having to relocate while witnessing their home being engulfed in flames. It can be a bit unsettling to settle back into a house when you've seen it on fire, particularly if hidden damage is discovered during the reconstruction phase. [Read More]

Steps For Getting SR-22 Insurance Easily

Posted on 7 March 2017

Needing an SR-22 places a bit of additional work on you to find the right insurance carrier, but there are some ways to simplify the process. Here is a stepwise guide to securing the right coverage. Step 1: Know Which Carriers Issue the SR-22 An SR-22 is basically a certificate that is issued by your insurance company to show that you have adequate auto insurance coverage. It is filed with your state and often required in cases where you've been in significant accidents or traffic violations without insurance coverage before. [Read More]

Caught Without Proof Of Insurance? Here's What Happens Next

Posted on 7 March 2017

Getting caught without proof of insurance can be a costly mistake. Here are some things that may happen next. If You Actually Have Insurance If you actually do have insurance coverage but didn't have any proof with you, that is the best possible outcome. The fines for not showing proof of insurance are much less steep than the ones for not having coverage at all. In that case, you would need to go home and find proof of insurance to dispute your fines. [Read More]

Why Would An Auto Insurance Company Cancel Your Insurance Policy?

Posted on 24 January 2017

Many states require mandatory automobile insurance before you can register or drive a vehicle. You may assume that once you purchase your first auto insurance policy you will be protected as long as you wish to keep the insurance. In many cases, this is true, but sometimes insurance companies can cancel your insurance, leaving you scrambling to get your vehicle covered. Be aware of these instances when your insurance company can legally terminate your insurance. [Read More]

About Me

Insurance Policies Explained

Hello, my name is Lance London and this is a blog that everyone should read before they purchase insurance. I decided to write this type of blog because many people don't understand the various terms that are used when buying insurance. Others are unsure about how much insurance they should purchase and they either spend too much on a policy they don't need or they don't have enough insurance coverage when they have to file a claim. I learned all of this information from my brother who is an insurance agent. Whenever I need to buy insurance he explains everything to me down to the last detail. Since I know there are others who also have the same questions, I wanted to help them by writing this blog.

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