Is Your Homeowners Insurance Policy Really Covering You?

Posted on 15 December 2018

You might think that because you have a homeowners insurance policy that you'll be covered if anything should happen to your home, property or belongings. Unfortunately, there are several things that a standard homeowners insurance policy won't cover. Here, you'll find a little information about things that your insurance policy will not cover and what you can do to ensure you don't take a loss. Household Damages Mold, termite damage, sewer backups, floods, earthquakes and sinkholes are all things that the standard homeowners insurance policy will not cover. [Read More]

Holiday Parties And Home Insurance: How To Protect Yourself From Personal Liability

Posted on 14 November 2018

The mistletoe is hung and the punch bowl is sufficiently spiked. But before you invite guests into your home this holiday season, be sure you know what it means to take on liability when it comes to personal insurance and how you can protect yourself against personal liability. Here are a few things to consider when it comes to parties and injury liability for this Thanksgiving and beyond. Slips and Falls [Read More]

Factors Out Of Your Control That Can Make Home Insurance Expensive

Posted on 26 September 2018

If you're currently looking into home insurance, you may be wondering which factors play into the overall price of your insurance premiums. Unfortunately, there are some things that are out of your control that can make your insurance cost more money. Here are four things to keep in mind when shopping around for an insurance policy on your home. The Home's Age Insurance companies will look at the age of a home when determining how to ensure it. [Read More]

Tips For Getting Car Insurance When Buying A Car

Posted on 29 July 2018

One big thing that you have to think about when buying a car is car insurance. You have to make sure that the car is adequately covered, and you also have to think about things like how much your insurance is going to cost. Even though these things can seem confusing, particularly if you don't have a lot of experience with car insurance, following these tips should help. Find Out About Lender Requirements [Read More]

About Me

Insurance Policies Explained

Hello, my name is Lance London and this is a blog that everyone should read before they purchase insurance. I decided to write this type of blog because many people don't understand the various terms that are used when buying insurance. Others are unsure about how much insurance they should purchase and they either spend too much on a policy they don't need or they don't have enough insurance coverage when they have to file a claim. I learned all of this information from my brother who is an insurance agent. Whenever I need to buy insurance he explains everything to me down to the last detail. Since I know there are others who also have the same questions, I wanted to help them by writing this blog.

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