3 Things To Know About Dwelling Coverage With Homeowner's Insurance

Posted on 17 August 2020

Homeowner's insurance is a product people purchase for one purpose — protection of their homes. Protecting a home is something you can only do through homeowner's insurance, and this insurance plan gives protection in several ways. One way is through dwelling coverage. If you are not sure what this is, read on to discover three vital things you should know about it. What It Is Dwelling coverage is one of several coverage types you can purchase with a homeowner's insurance policy, and it is the most critical type to have when you own a home. [Read More]

The Top Reasons To Have Comprehensive Coverage On Your Vehicle

Posted on 16 July 2020

If you are trying to save money on your car insurance premiums, you might be considering dropping your comprehensive coverage. While you are free to do this if you do not have a loan on the car, it might not be wise. Comprehensive coverage is vital for so many reasons, and here are some of the top reasons you should keep this protection on your vehicle. It Covers Animal Collisions [Read More]

Homeowner's Insurance Could Protect Risk-Taking Hobbyists Away From Home

Posted on 8 June 2020

Homeowner's insurance extends beyond coverage for property damage. When purchasing homeowner's insurance, the policyholder also acquires personal liability insurance. That coverage could be far more inclusive than realized. Personal liability protection safeguards your assets from lawsuits due to injuries on your property due to negligence. That might not be the total benefit. The liability protection may also cover any negligent action outside of your home, depending on the policy terms. Anyone who owns a home and engages in a risky hobby should look closely at the coverage limits on his/her homeowner's insurance. [Read More]

The Importance Of Liability Insurance When You Own A Restaurant

Posted on 30 January 2020

Owning a restaurant comes with inherent risks that you might not even consider. A wet floor that causes a customer to fall and get injured can be enough to ruin your business if you are sued because you don't have liability insurance. As part of your license to have a business in your state or municipality, you may have commercial insurance coverage regulations that you must follow in order to open for business. [Read More]

About Me

Insurance Policies Explained

Hello, my name is Lance London and this is a blog that everyone should read before they purchase insurance. I decided to write this type of blog because many people don't understand the various terms that are used when buying insurance. Others are unsure about how much insurance they should purchase and they either spend too much on a policy they don't need or they don't have enough insurance coverage when they have to file a claim. I learned all of this information from my brother who is an insurance agent. Whenever I need to buy insurance he explains everything to me down to the last detail. Since I know there are others who also have the same questions, I wanted to help them by writing this blog.

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