Understanding "Other Structures" Coverage As Included In Home Insurance

If you scrutinize your home insurance policy, you will find that it includes coverage for structures in your home other than the main house. Many homeowners don't fully understand "other structures" coverage; here are a few things you should know to boost your understanding of the coverage: The Structure Shouldn't Be Connected to the House For a building to be considered under "other structures," it needs to be detached from the main house. [Read More]

3 Factors To Consider When Purchasing Life Insurance

One of the ideal ways to feel your family will be secure when you die is by having the right amount of life insurance in place. Making a choice to purchase this type of insurance is typically one that you're sure to be glad you made over time. There are numerous benefits to obtaining life insurance, and of course one of the biggest ones will include your peace of mind. However, there are some factors you will want to take into strong consideration before deciding on the amount of life insurance you need to purchase. [Read More]

3 Damages You Don't Want To Be Held Liable For As A Landscaper

With all of the skills and experience you have as a landscaping contractor, you may assume that buying insurance to keep you covered on the job is not all that necessary. Too many small business owners make the same assumption and later find themselves in hot water because they have inadvertently caused damage to a customer's property. Even though landscaping mostly takes place outside of the home, there are still damages that can occur with this line of work. [Read More]

6 Things You Should Know About How Flood Insurance Works

Severe weather can happen anywhere. Even in areas where floods don't normally occur, homeowners can suffer costly losses from floodwaters when they least expect it. You don't have to live along a coastal area or river. Your home can incur flood damage from a tiny creek that overflows during heavy rains, melting snow, or water running down a steep hill. That's when flood insurance can assist with the costs, but it helps to know some key facts about how the coverage works before floodwaters rise. [Read More]